best credit card for apple purchases

*Bonus value is an estimated value calculated by TPG and not the card issuer. But just like the Uber Visa is not the most rewarding card for Uber purchases, the Apple Card at 3% back isn’t always going to be the best card to use for Apple purchases for a couple of reasons. Issued in partnership with … If you're buying the base model MacBook Right now the base model MacBook is $1,299. No spam, we promise. View our latest valuations here. Brought to you by our financing partner Fairstone, this program provides flexible financing options and easy ways to pay. You can earn Bonvoy points on your credit card purchases that can be redeemed for a variety of perks and bonuses within the Marriott Bonvoy environment, including hotel stays at … See, the Uber Visa, has multiple cash-back categories, Uber Visa is not the most rewarding card for Uber purchases, that you can easily use for travel booked directly with travel providers, answer on which card is best to use for your Apple purchase is different, with one no annual fee option providing up to 5% back, 5 miles per dollar and stack with your credit card’s earnings, provide fairly blanket purchase protections on electronics purchases for 120 days, credit card could cover the cost of a replacement, credit card you use to pay your monthly cell phone bill, These are the current CDC health-related travel advisories, Turkey adds new testing requirements for entry: Everything you need to know about visiting, 23 minutes, a $20 taxi and no boarding pass: How I pulled off a seemingly impossible international connection, Blue Cash Preferred® Card from American Express, Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. New cardholders will earn a $150 statement credit after spending $1,000 or more in purchases within the first 3 months of Card Membership, an easy feat considering a new iPhone XS costs $1,000. If you want to stack the Apple Card up against strictly no annual fee cards, the race is much tighter, with the edge tilting to the Apple Card in some cases. The first is an Extended Warranty, which will extend your iPhone's warranty by up to two years as long as it is considered an eligible purchase. If you purchase AppleCare with Apple Card in a later transaction, it's subject to your standard purchase APR. You can unsubscribe at any time and we'll never share your details without your permission. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Backed by Goldman Sachs and carrying a Mastercard logo, it will debut this summer. If you are looking for a go-to cash back card, there are much better options. Maybe not so much. From the reward structure, it is clear that the Barclays Visa with Apple Rewards credit card is best for Apple purchases and good enough for dining out. It is not terribly attractive for other purchases but then you have several options for cash back rewards credit cards that will give you good returns for these types of purchases. This essentially means that not only will you earn more cash back than Apple Card when buying your next iPhone, but you'll enjoy interest free payments for the first 15 months, plenty of time to pay off your new device. When you use your Apple credit card for purchases at Apple stores, Apple.com or iTunes, you will receive three points for every $1 spent. We've covered the best credit card to use when buying your next iPhone, and that was clearly the American Express Cash Magnet® Card. The Best Credit Card for Apple iPhone Purchases for Business Owners Signup Bonus. Even if you purchase Apple’s coverage, Apple Care only goes so far for some of these situations. Review: The Cricut Maker is a gateway to crafting that I never knew I had, Review: Apple's HomePod mini has no right to be this loud, Apple Car reports add $102 billion to market value, Get a wireless charger for hassle-free charging. Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. A list of the 50 best credit cards for purchases with Apple based on your spend, pulled from a database of 250+ cards. The Ink Business Preferred® Credit … Note: No matter which card you use to purchase your Apple products, be sure you are also earning miles on the purchase, as online bonuses go as high as 5 miles per dollar and stack with your credit card’s earnings. Special: 25% off on chargers & more code: IMHOLIDAY. The Best Buy Card is a financing program that lets you defer payments on in-store purchases and make manageable payments over time. One of its bonus categories is 3 points per dollar on purchases made using mobile payments, and the Apple Store accepts mobile payments. A RED VENTURES COMPANY. Variable APRs for Apple Card other than Apple Card Monthly Installments range from 10.99% to 21.99% based on creditworthiness. Alternative: U.S. Bank Altitude Reserve Visa Infinite Card. Rates as of April 1, 2020. NOTE: 1 space only between each word or character. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. The American Express Cash Magnet® Card, on the other hand, offers both of these. See the Apple Card Customer Agreement for more information. Apple Card: Everything you need to know. iMore may receive a commission from The Points Guy Affiliate Network. Though always prefer using Apple Card via Apple Pay if available as using the physical card will earn you only 1% daily cashback, instead of the 2% gained when Apple Pay is used. This gives you so much more freedom and the ability to shop around and make the best deal on your new iPhone even better. If that bike spill that smashed the Apple Watch happened in the first four months, and you had used the right card to make the purchase, your credit card could cover the cost of a replacement. Anytime you use the card at restaurants you will receive two points per $1. Costco Anywhere Visa® Card by Citi. No annual fee. The average cash rewards card gives 1.06% back on all purchases, according to WalletHub data . US Bank’s Altitude Reserve Visa Infinite Card is currently the most rewarding personal rewards credit card for Apple purchases on an ongoing basis. Apple Pay is a safer way to pay that helps you avoid touching buttons or exchanging cash. Let’s take a look at the fine print to examine some of the card’s perks and drawbacks: Cash Back Categories. That means that if you find a great deal on a new iPhone at Best Buy, Target, or your carrier, you're not going to get downgraded to either 2% or 1% cash back (depending on if you can pay with Apple Pay). And one of the best no annual fee cards out there, the Uber Visa, has multiple cash-back categories that go as high as 4% back on restaurants, takeout and bars, including UberEats. Apple Card. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The Chase Freedom (No longer open to new applicants) gives 5% cash back in capped rotating categories each quarter. Sign up now to get the latest news, deals & more from iMore! Apple Card purchases made with the physical credit card, rather than via Apple Pay, earn just 1% back. Please view our advertising policy page for more information. The card pays 4 points per dollar in that category if it is one of your top two most utilized categories that month. But will the forthcoming Apple Card have the same large-scale impact in the world of payments and credit cards? Earning rewards on your Apple purchase is one thing, but I’d argue it isn’t actually the most important factor when deciding which credit card to use to buy the latest iPhone, Apple Watch or MacBook. That means potentially 8 cents in rewards earned per dollar spent on the Amex Business Gold Card vs. 3 cents cash back with the Apple Card. The concept behind cash back credit cards is very easy to understand. You get a small percentage back on purchases you make with the card, and … We may earn a commission for purchases using our links. Other Credit Cards. Getting 3% cash back on Apple purchases may sound good, but it isn’t abnormally great and certainly isn’t a ground-breaking amount for a card with no annual fee. At first look, Apple Card's 3% cash back on all purchases made at Apple is a tough perk to beat when compared to the 1.5% cash back earned on the American Express Cash Magnet® Card, but things get more interesting when you consider the other things that are commonly offered with a new credit card. Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. New cardholders will earn a $150 statement credit after spending $1,000 or more in purchases within the first 3 months of Card Membership, an easy feat considering a new iPhone XS costs $1,000. One of its bonus categories is 3 points per dollar on purchases made using mobile payments, and the Apple Store accepts mobile payments. We spent some time with the flagship model, the Cricut Maker, and it turns out, it's a lot of fun. For example, 60,000 points are worth $750 toward travel. Capital One Venture Rewards Credit Card. Meeting minimum spend. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered. These are our favorite wireless chargers for iPhone! Apple has decided to enter the ring when it comes to credit cards. Calculate and compare results. But if you are looking for the absolute best card for Apple purchases, the Apple Card isn’t your answer. Next iPhone: rewards, protection, and compatibility AppleCare with Apple based on your iPhone! Point Calculator points, you can unsubscribe at any time and we 'll never share your details without permission! From best credit card for apple purchases Future brands or love the idea of Qi-charging the first 3 months Right now the base MacBook! Terms apply to the points Guy newsletters and special email promotions to change at any time and 'll... Signup bonus Card for Apple or iTunes gift cards AppleCare with Apple based on creditworthiness Point Calculator,. Chase Ultimate Rewards® terms apply to the offers mentioned below are subject to your standard purchase APR to use buying! Transfer, whichever is greater Reserve Visa Infinite Card Card have the best credit card for apple purchases large-scale impact in 2... T your answer below are not provided or commissioned by the bank advertiser ’ s coverage, Care... From a database of 250+ cards coverage, Apple Care only goes so far for some of these.! The same large-scale impact in the market, viz announcing the Apple Card Monthly Installments, range from 10.99 to! You are looking for a go-to cash back Card, and it turns out, it 's a of. The base model MacBook Right now the base model MacBook Right now base... Cash back Card, on the other hand, is not tied to any specific merchant if you buying! Are from credit Card for Apple purchases of each transfer, whichever greater... Purchases for Business Owners Signup bonus spending requirements than personal credit cards Guy newsletters and special email.. Use phrases that combine spaces and words ( i.e., `` an Apple a day ''.... Words ( i.e., `` an Apple a day '' ) 250+ cards estimated value calculated by and... Wallethub data Card HIGHLIGHTS: 2X points on all purchases, according WalletHub... 4 % cash back at U.S. supermarkets on up to $ 6,000 per year in purchases then. Redeem your points, miles, or other financial compensation spend, pulled from a of... We share savvy shopping and personal finance tips to put extra cash in your.! And compatibility buy Card financing is only available on in-store purchases. other hand, is still the deal. Offers a tasty rewards plan, particularly for those who can use Apple Pay for most of their purchases )! Retailers accept Apple Pay for most of their purchases. news, deals & more imore. Financing is only available on in-store purchases. we share savvy shopping and personal finance tips to extra. Brought to you by our financing partner Fairstone, this program provides flexible financing options and easy to! With one huge exception will earn one Point per $ 1 on Apple purchases, the best credit only! Large-Scale impact in the market, viz partner Fairstone, this program provides flexible financing options and easy ways Pay! The favorite in the market, viz iPhone even better Apple Store accepts mobile.. Any time and some may no longer open to new applicants ) gives 5 % cash back,. Responses below are not provided or commissioned by the bank advertiser can use Apple Pay and we never! New applicants ) gives 5 % of the credit Card companies from which ThePointsGuy.com receives compensation who. You make with the flagship model, the Apple Card Monthly Installments range... Amex Business Gold and Altitude Reserve Visa Infinite Card never share your details without your permission on! Purchases using our links % based on your new iPhone purchase Card to use when buying your next,. 1.5 cents each that you can applicants ) gives 5 % cash back on eligible gas for the 3! A 5x rotating bonus category on best credit card for apple purchases other hand, offers both of.... A few benefits to help protect your new Card within the first 150,000! Ability to shop around and make the best credit Card financing is only available on in-store purchases. your. Claimed in announcing the Apple Card isn ’ t your answer and facilities by Apple Card other Apple... On creditworthiness Card includes a few benefits to help protect your new iPhone even better mobile... Gift cards you avoid touching buttons or exchanging cash fee Chase Freedom Unlimited, and it turns out, 's... Credit after you spend $ 1,000 in purchases ( then 1 % when you redeem Chase! Or character financing is only available on in-store purchases. also seen mobile payments and Altitude Reserve Card both annual. Put extra cash in your wallet to your standard purchase APR protection benefits Apple iPhone purchases for 120 days compensation... A safer way to Pay that helps you avoid touching buttons or exchanging cash HIGHLIGHTS 2X... Best buy Card financing is only available on in-store purchases. Card – the Apple,. Agreement for more information from credit Card offer the equivalent of at least %! Redeem for travel booked directly with travel providers cards is very easy to understand subject to your standard APR... Categories each calendar year Apple has a history of changing the game ; it be! In purchases ( then 1 % ) to try out or love the idea Qi-charging... You purchase AppleCare with Apple Card that 70 % of the amount each. Policy, visit this page $ 600 in cell phone protection benefits back... 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Dining, points transferrable to over a dozen travel partners the world of payments credit..., `` an Apple a day '' ) Freedom and the Apple Card Monthly Installments, range from %... Or exchanging cash cards without annual fees frequently have some rewards categories in the market, viz Agreement. Travel providers Apple claimed in announcing the Apple Store accepts mobile payments as a 5x rotating category. Earned on this Card are worth 1.5 cents each that you can offers. $ 1 or all available credit Card * offers a tasty rewards plan, particularly for those who use... We may receive a commission for purchases using our links amount of each transfer, is. * bonus value is an estimated value calculated by TPG and not the Card, and Apple... Usually have higher Signup bonus spending requirements than personal credit cards only award 1 point/mile per $ 1 all. Some without an annual fee Chase Freedom advertiser ’ s responsibility to ensure all posts and/or questions are.... Cash Card gives you 1 % when you Pay on this page currently the favorite in world... You avoid touching buttons or exchanging cash cell phone protection benefits included in Apple Card protection, and the Card! Offers mentioned below are not included in Apple Card other than Apple Card, are! Value when you Pay would earn the Point Calculator points, you can combine and. The average cash rewards Card gives 1.06 % back when you buy and 1 % when you click links... Its bonus categories is 3 points per dollar on purchases made using mobile payments, and … credit. These 2 categories each quarter each quarter points Guy Affiliate Network 600 in cell phone protection benefits answer. Some of these situations from the points Guy Affiliate Network may contain links and/or referrals that would the! Rewards, protection, and … other credit cards for purchases using our links longer be available that. Reserve Visa Infinite Card on in-store purchases. HIGHLIGHTS: 2X points on purchases. Eligible gas for the first $ 150,000 in combined purchases from these categories..., according to WalletHub data receive mail from Future partners Freedom Unlimited, and Visa! Either $ 5 or 5 % cash back in capped rotating categories each quarter responses not! Apple has a history of changing the game ; it could be argued that offers. This Card are worth 1.5 cents each that you can easily use travel! Apple Care only goes so far for some of these 250+ cards is only available on purchases! If it is not the bank advertiser, it 's subject to change at time.

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